Villaruz, Villaruz & Co., CPAs is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Villaruz, Villaruz & Co., CPAs Web site and governs data collection and usage. By using the Villaruz, Villaruz & Co., CPAs website, you consent to the data practices described in this statement.

Collection of your Personal Information

Villaruz, Villaruz & Co., CPAs collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. Villaruz, Villaruz & Co., CPAs also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by Villaruz, Villaruz & Co., CPAs. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Villaruz, Villaruz & Co., CPAs for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Villaruz, Villaruz & Co., CPAs Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Villaruz, Villaruz & Co., CPAs public message boards, this information may be collected and used by others. Note: Villaruz, Villaruz & Co., CPAs does not read any of your private online communications.

Villaruz, Villaruz & Co., CPAs encourages you to review the privacy statements of Web sites you choose to link to from Villaruz, Villaruz & Co., CPAs so that you can understand how those Web sites collect, use and share your information. Villaruz, Villaruz & Co., CPAs is not responsible for the privacy statements or other content on Web sites outside of the Villaruz, Villaruz & Co., CPAs and Villaruz, Villaruz & Co., CPAs family of Web sites.

Use of your Personal Information

Villaruz, Villaruz & Co., CPAs collects and uses your personal information to operate the Villaruz, Villaruz & Co., CPAs Web site and deliver the services you have requested. Villaruz, Villaruz & Co., CPAs also uses your personally identifiable information to inform you of other products or services available from Villaruz, Villaruz & Co., CPAs and its affiliates. Villaruz, Villaruz & Co., CPAs may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Villaruz, Villaruz & Co., CPAs does not sell, rent or lease its customer lists to third parties. Villaruz, Villaruz & Co., CPAs may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Villaruz, Villaruz & Co., CPAs may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Villaruz, Villaruz & Co., CPAs, and they are required to maintain the confidentiality of your information.

Villaruz, Villaruz & Co., CPAs does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Villaruz, Villaruz & Co., CPAs keeps track of the Web sites and pages our customers visit within Villaruz, Villaruz & Co., CPAs, in order to determine what Villaruz, Villaruz & Co., CPAs services are the most popular. This data is used to deliver customized content and advertising within Villaruz, Villaruz & Co., CPAs to customers whose behavior indicates that they are interested in a particular subject area.

Villaruz, Villaruz & Co., CPAs Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Villaruz, Villaruz & Co., CPAs or the site; (b) protect and defend the rights or property of Villaruz, Villaruz & Co., CPAs; and, (c) act under exigent circumstances to protect the personal safety of users of Villaruz, Villaruz & Co., CPAs, or the public.

Use of Cookies

The Villaruz, Villaruz & Co., CPAs Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.